ZealZag Terms of Use & End User License Agreement

Version 7.0 — Effective Date: April 29, 2026

ZealZag Corp. · 8626 Sandberry Blvd, Orlando, Florida 32819, United States · info@zealzag.com · www.zealzag.com

Introduction

These Terms of Use and End User License Agreement ("Terms") govern your access to and use of the ZealZag platform worldwide. Please read them carefully before using the platform. By downloading, installing, or using the Licensed Application, you agree to be bound by these Terms in their entirety. ZealZag is licensed to You (End-User) by ZealZag Corp., located and registered at 8626 Sandberry Blvd, Orlando, Florida 32819, United States ("Licensor"). ZealZag Corp., not Apple or Google, is solely responsible for the Licensed Application and its content. These Terms apply to all users worldwide. Jurisdiction-specific provisions are indicated throughout the document with blue callout boxes. If no specific provision applies to your jurisdiction, the Global Compliance provisions in Section 40 apply.

WHICH TERMS APPLY TO YOU United States and Canada: Full Terms apply including binding arbitration and class action waiver. See Section 15 and Section 40.1. European Economic Area (EEA) and Switzerland: GDPR provisions apply throughout. EU users are not subject to US binding arbitration. See Section 40.2.

United Kingdom: UK GDPR provisions apply. See Section 40.3.

Australia: Australian Consumer Law and Privacy Act provisions apply. See Section 40.4.

All Other Jurisdictions: General international and jurisdiction-specific provisions apply. See Section 40.

PART I — LEGAL FOUNDATION

1. Platform Role

ZealZag Corp. is a technology platform that facilitates interactions between users. ZealZag does not own, operate, manage, control, or supervise any activities, experiences, or services offered by users. All such services are provided by independent third parties. ZEALZAG CORP. IS A TECHNOLOGY INTERMEDIARY ONLY. IT IS NOT A TRAVEL AGENCY, TOUR OPERATOR, SPORTS ORGANIZER, EXPERIENCE OPERATOR, TRANSPORTATION PROVIDER, ACCOMMODATION PROVIDER, EMERGENCY SERVICE, INSURANCE PROVIDER, OR GUARANTOR OF ANY KIND. ZealZag operates two distinct models: (1) an Experience Marketplace connecting Zaggers with independent Originators and certified coaches; and (2) a Hotel Affiliate Referral model connecting Zaggers with accommodation providers through referral links. In both cases, ZealZag Corp. is never the service provider, never the counterparty to the booking, and never responsible for the quality, safety, or outcome of any experience or stay. NO PARTNERSHIP, JOINT VENTURE, EMPLOYMENT, OR AGENCY RELATIONSHIP IS CREATED BETWEEN ZEALZAG CORP. AND ANY USER, ORIGINATOR, CERTIFIED COACH, OR ACCOMMODATION PROVIDER AS A RESULT OF THESE TERMS OR USE OF THE PLATFORM.

2. No Guarantee

ZealZag does not guarantee the accuracy, safety, quality, legality, or suitability of any content, activity, service, or accommodation offered by users or third parties on the platform. This applies to:

The accuracy or completeness of any Originator or certified coach profile, credentials, or experience listing
The safety or suitability of any athletic experience for any individual user
The quality, accuracy, or availability of any hotel or accommodation listing
The authenticity of any fitness verification data submitted by users
The accuracy of any geolocation, map, or route data provided through the platform
The reliability of any third-party fitness tracker, hotel API, or connected service

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. ZEALZAG CORP. MAKES NO REPRESENTATION THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

3. User Responsibility

Users are solely responsible for their own conduct, decisions, and interactions with other users on the ZealZag platform. This includes:

Evaluating the suitability of any Originator, certified coach, or accommodation provider before booking
Assessing your own physical fitness, health, and ability before participating in any athletic experience
Ensuring you hold appropriate travel documents, visas, and comply with all entry requirements for your destination
Obtaining comprehensive travel insurance prior to any trip booked through the platform
Complying with all local laws, regulations, and safety requirements at your destination
Making independent decisions regarding your personal safety throughout any trip or experience

ZealZag Corp. provides a platform to facilitate connections. All decisions made by users in connection with their use of the platform are made entirely at the user's own discretion and risk.

4. Assumption of Risk

YOU ACKNOWLEDGE THAT PARTICIPATION IN PHYSICAL ACTIVITIES AND TRAVEL INVOLVES INHERENT RISKS INCLUDING BUT NOT LIMITED TO PHYSICAL INJURY, ILLNESS, DEATH, PROPERTY DAMAGE, THEFT, NATURAL DISASTERS, EXTREME WEATHER CONDITIONS, ALTITUDE SICKNESS, DROWNING, FALLS, CIVIL UNREST, ACTS OF TERRORISM, AND FORCE MAJEURE EVENTS. YOU VOLUNTARILY ASSUME ALL SUCH RISKS. By using the ZealZag platform to discover, plan, book, or participate in any athletic experience or travel arrangement, you expressly acknowledge that:

You understand the physical and travel risks associated with destination athletic activities.
You are participating voluntarily and have independently assessed your suitability for the activity.
ZealZag Corp. has not induced, encouraged, or required you to participate in any specific experience.
Your assumption of risk is knowing, voluntary, and fully informed.
No representation made by ZealZag Corp. or any Originator has led you to underestimate the risks involved.

EU/EEA Users: This assumption of risk clause does not limit ZealZag's liability for death or personal injury caused by ZealZag's own negligence or any other liability that cannot be excluded under applicable EU consumer protection law.

5. Third-Party Disclaimer

ZealZag is not responsible for any third-party services, products, websites, or external content, even if accessed through the platform. This includes athletic experiences organized by Originators or certified coaches; hotel and accommodation services booked through ZealZag referral links; third-party fitness tracking platforms including Strava, Garmin, Apple Watch, and Wahoo; hotel API providers; airline discount and travel partner offers; and any external website or service linked to from the platform. ZealZag does not endorse, verify, or take responsibility for the conduct, content, or services of any third party. Your interactions with third parties are entirely at your own risk.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZEALZAG CORP. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST DATA, PERSONAL INJURY, DEATH, OR PROPERTY DAMAGE, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM, YOUR PARTICIPATION IN ANY ATHLETIC EXPERIENCE, YOUR TRAVEL TO OR STAY AT ANY DESTINATION, OR YOUR INTERACTIONS WITH ANY ORIGINATOR, CERTIFIED COACH, ACCOMMODATION PROVIDER, OR OTHER THIRD PARTY.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZEALZAG CORP.'S TOTAL AGGREGATE LIABILITY TO YOU SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED UNITED STATES DOLLARS (USD $100.00), OR (B) THE TOTAL AMOUNT OF FEES ACTUALLY PAID BY YOU TO ZEALZAG CORP. IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE DATE ON WHICH THE CLAIM AROSE.

NOTHING IN THESE TERMS SHALL LIMIT LIABILITY TO THE EXTENT SUCH LIMITATION IS NOT PERMITTED UNDER THE LAWS GOVERNING THESE TERMS. THIS INCLUDES BUT IS NOT LIMITED TO LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY ZEALZAG CORP.'S OWN NEGLIGENCE, LIABILITY FOR FRAUD OR FRAUDULENT MISREPRESENTATION, AND ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

This two-layer liability framework operates as follows: ZealZag Corp. limits its liability to the fullest extent the law permits in your jurisdiction. Where a specific limitation is legally prohibited in your jurisdiction, only that specific limitation is removed — all remaining limitations continue to apply in full force.

EU/EEA Users: Nothing in these Terms limits ZealZag's liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under applicable EU consumer protection or product liability law.

Australia Users: Nothing in these Terms excludes rights, guarantees, or warranties under the Australian Consumer Law that cannot lawfully be excluded or limited.

United Kingdom Users: Nothing in these Terms limits liability under the Consumer Rights Act 2015 or any other applicable UK consumer protection legislation.

7. Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless ZealZag Corp., its affiliates, subsidiaries, officers, directors, employees, agents, partners, and licensors from and against any and all claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

Your use of the ZealZag platform
Your participation in any athletic experience, travel arrangement, or accommodation booked through the platform
Your interactions with any Originator, certified coach, accommodation provider, or other user
Your violation of these Terms or any applicable law or regulation
Your violation of any rights of any third party including intellectual property rights or privacy rights
Any content you submit, post, or transmit through the platform
Any misrepresentation of your athletic credentials, coaching certifications, or identity
Any off-platform transaction you enter into in violation of these Terms

EU/EEA Users: This indemnification obligation applies to the extent permitted by applicable EU consumer protection law and does not apply where prohibited under mandatory local law.

8. Enforcement Rights

ZealZag Corp. reserves the right, at its sole discretion and without prior notice, to: remove, edit, or disable any user content, experience listing, or profile that violates these Terms; suspend or permanently terminate any user account for any violation; cancel, reverse, or void any fraudulent booking or transaction; withhold or forfeit any pending commissions associated with fraudulent or policy-violating activity; report any illegal activity to appropriate law enforcement authorities; and take any legal action necessary to protect ZealZag Corp.'s intellectual property, business interests, or user safety. ZealZag Corp.'s failure to exercise any enforcement right in any instance does not constitute a waiver of that right in any future instance.

PART II — PLATFORM AND SERVICE

9. The ZealZag Application

ZealZag ("Licensed Application") is a global social and travel platform created exclusively for destination athletes. The platform connects active sports participants — including golfers, trail runners, cyclists, skiers, surfers, and climbers — with curated athletic experiences, verified local athlete-hosts called Originators, and certified coaches worldwide through a map-first social and travel platform, customized for iOS and Android devices.

The Application is used to:

Discover, book, and share real athletic experiences across the globe including trail runs, cycling tours, golf retreats, ski trips, surf camps, and climbing expeditions led by Originators and certified coaches.
Connect destination athletes through a map-first social network, experience booking tools, athlete community features, and an Originator earnings platform with commission tracking.
Enable two core user roles: Zaggers (athletes who explore and book experiences) and Originators (independent local athlete-hosts and certified coaches who create and lead experiences).
Verify user athletic activity through third-party fitness tracking platforms and connected devices including Strava, Garmin, Apple Watch, Wahoo, and similar trackers.
Facilitate hotel and accommodation bookings through direct hotel API integrations using unique tracking identifiers assigned to ZealZag.

10. The ZealZag Service and Platform Model

ZEALZAG CORP. IS A TECHNOLOGY INTERMEDIARY ONLY. IT IS NOT A PARTY TO ANY TRANSACTION, BOOKING, OR AGREEMENT BETWEEN A ZAGGER AND AN ORIGINATOR, CERTIFIED COACH, OR ACCOMMODATION PROVIDER.

Model 1 — Experience Marketplace: ZealZag connects Zaggers with independent Originators and certified coaches who create and lead their own athletic experiences. ZealZag facilitates the connection and processes referral commissions. The experience itself is entirely the responsibility of the Originator or certified coach.

Model 2 — Hotel Affiliate Referral: ZealZag facilitates hotel and accommodation bookings through direct hotel API integrations. When a Zagger clicks a ZealZag hotel referral link, the booking and payment occur directly between the Zagger and the accommodation provider. ZealZag receives a referral commission based on its unique tracking identifier.

Future Advertising and Sponsored Content: ZealZag Corp. reserves the right to introduce advertising, sponsored content, and brand partnerships in the future. ZealZag does not currently display third-party advertisements but may do so at its sole discretion with prior notice to users.

11. How Our Service Is Funded

ZealZag earns revenue through: (1) referral commissions received from hotel and accommodation providers when Zaggers complete bookings through ZealZag's unique hotel API tracking links; and (2) service fees collected from certified coaches when Zaggers book coaching sessions or events through the platform. ZealZag distributes a portion of earned commissions to the Originator who recommended the experience or accommodation in accordance with Section 21. ZealZag does not sell user personal data to third parties under any circumstances.

12. User Accounts, Verification and Background Checks

12.1 Who Can Use ZealZag

You must be at least 18 years old.
You must be an active participant in at least one sport supported by ZealZag, verified through a connected third-party fitness tracking account or device.
Certified coaches must hold valid, current certification in their declared sport discipline and complete ZealZag's verification process prior to offering services.
ZealZag must not have previously disabled your account for violation of law or any of our policies.

12.2 Account Security

You are fully responsible for maintaining the confidentiality of your account credentials and for all activities occurring under your account. You agree to notify ZealZag immediately of any unauthorized access at info@zealzag.com.

12.3 Originator and Host Verification

All Originators and certified coaches must complete a mandatory verification process prior to listing any experience on ZealZag. Verified Originators and coaches display a Verified badge on their profile. The absence of a Verified badge indicates the user has not completed verification. By agreeing to these Terms, Zaggers acknowledge that unverified Originators may exist on the platform and that ZealZag Corp. has not conducted background or identity verification on such users.

12.4 Background Check and Verification Fees

The following non-refundable one-time onboarding fees apply to all Originators and certified coaches seeking to list experiences on the ZealZag platform:

USD $50.00 — Full onboarding package including criminal background check, identity verification, and public records search. Applicable in the United States, Canada, United Kingdom, Australia, and all jurisdictions where full criminal background checks are legally permitted.
USD $20.00 — Identity verification only. Applicable in the European Economic Area, Switzerland, and all jurisdictions where criminal background checks are legally restricted or prohibited under applicable privacy law.

Completion of the onboarding package does not constitute an endorsement or warranty of an Originator's or coach's character, fitness, or suitability. Zaggers participate in all experiences at their own risk.

EU/EEA Users: Background check data is processed under GDPR Article 6(1)(f) Legitimate Interest and Article 6(1)(b) Contractual Necessity for platform safety purposes.

12.5 Prohibited Conduct

Users may not: misrepresent athletic credentials or coaching certifications; impersonate other users; use the platform for unlawful purposes; use platform content to train AI systems without prior written consent; access the platform through automated means; sell, rent, or transfer their account; or reverse engineer the Licensed Application.

13. Scope of License

13.1 You are given a non-transferable, non-exclusive, non-sublicensable license to install and use the Licensed Application on devices that You own or control. 13.2 This license governs any updates to the Licensed Application unless a separate license is provided. 13.3 You may not share, sell, rent, lend, lease, or redistribute the Licensed Application without ZealZag Corp.'s prior written consent. 13.4 You may not reverse engineer, decompile, modify, or create derivative works of the Licensed Application without ZealZag Corp.'s prior written consent. 13.5 If you sell your device to a third party, you must remove the Licensed Application before doing so. 13.6 Violations of the above may be subject to prosecution and damages. 13.7 Licensor reserves the right to modify the terms and conditions of licensing at any time. 13.8 You must comply with all applicable third-party terms and conditions when using the Licensed Application.

14. Technical Requirements

14.1 The Licensed Application requires firmware version 1.0.0 or higher. 14.2 Licensor attempts to keep the Licensed Application updated for modified firmware and new hardware. You are not granted rights to claim such updates. 14.3 It is Your responsibility to confirm that your device satisfies the technical specifications above. 14.4 Licensor reserves the right to modify technical specifications at any time.

15. Arbitration Agreement, Class Action and Mass Action Waiver

United States and Canada Users: IMPORTANT — BY AGREEING TO THESE TERMS YOU ARE WAIVING YOUR RIGHT TO SEEK RELIEF IN A COURT OF LAW AND YOUR RIGHT TO A JURY TRIAL. THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT APPLY TO ALL US AND CANADA USERS.

EU/EEA Users: This arbitration agreement does not apply to you. EU/EEA users may bring claims before courts in their EU Member State.

15.1 Agreement to Binding Arbitration

Any dispute, claim, lawsuit, or controversy arising between you and ZealZag Corp. will be settled by binding individual arbitration, not in a court of law. This applies regardless of whether the dispute occurred before or after the date you agreed to these Terms. This Arbitration Agreement survives termination of your relationship with ZealZag Corp. Before commencing arbitration, both parties must attempt good-faith negotiation via info@zealzag.com. Good-faith negotiation is a condition precedent to commencing arbitration.

15.2 Class Action Waiver

ANY AND ALL DISPUTES SHALL BE RESOLVED ONLY IN INDIVIDUAL ARBITRATION. THE PARTIES EXPRESSLY WAIVE THE RIGHT TO BRING ANY DISPUTE AS A CLASS, COLLECTIVE, COORDINATED, CONSOLIDATED, OR REPRESENTATIVE ACTION. NO ARBITRATOR SHALL HAVE AUTHORITY TO HEAR OR ADMINISTER ANY CLASS ACTION OR AWARD RELIEF TO ANYONE BUT THE INDIVIDUAL IN ARBITRATION. This waiver does not prevent participation in a classwide settlement. If any portion is found unenforceable, that portion shall be severed and remaining provisions remain in full force.

15.3 Mass Action Waiver

The parties expressly waive the right to bring any dispute as a mass action. A Mass Action includes instances where a law firm has filed 50 or more substantially similar arbitration demands within 180 days. If the arbitrator finds a violation of the Mass Action Waiver, both parties have 30 days to opt out of arbitration by written notice to info@zealzag.com.

15.4 Exceptions to Arbitration

The following may be brought in court: individual small claims court cases; claims of sexual assault or harassment; and injunctive relief to prevent infringement of ZealZag Corp.'s intellectual property rights.

15.5 Arbitration Process

All arbitrations shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration will be conducted in the county where you reside if in the United States or Canada, or where the dispute arises otherwise. The arbitrator's decision is final and binding.

15.6 Opt-Out

You may opt out of this arbitration provision within 30 days of agreeing to these Terms by sending written notice including your name and account email to info@zealzag.com.

15.7 Time Limitation

Any claim arising from your relationship with ZealZag Corp. must be filed within one year after the claim arose. Claims filed after this period are permanently barred.

15.8 Governing Law

United States: Governed by the laws of the State of Delaware.

Canada: Governed by the laws of the Province of Ontario.

EU/EEA: Governed by Irish law. Irish courts shall have jurisdiction. You may also invoke local laws in your EU Member State.

United Kingdom: Governed by the laws of England and Wales.

Australia: Governed by the laws of New South Wales.

All Other Jurisdictions: Governed by the laws of the State of Delaware. You agree to comply with applicable local laws.

16. Maintenance and Support

ZealZag Corp. is solely responsible for providing maintenance and support for the Licensed Application. Contact us at info@zealzag.com. Apple and Google have no obligation to furnish any maintenance or support services with respect to the Licensed Application.

17. Use of Data

ZealZag collects only the data reasonably necessary to operate, maintain, and improve the platform. You acknowledge that ZealZag Corp. may access and adjust Your downloaded Licensed Application content and personal information, subject to our Privacy Policy. ZealZag implements reasonable administrative, technical, and organizational safeguards designed to protect personal data against unauthorized access, loss, misuse, or alteration. However, no system is completely secure and ZealZag cannot guarantee the absolute security of your information. In the event of a data breach affecting personal data, ZealZag will notify affected users and relevant authorities as required under applicable law and in accordance with the timeframes required in each jurisdiction. ZealZag collects and processes fitness activity data from third-party tracker integrations solely for verifying athletic participation and personalizing your experience. ZealZag does not sell user personal data to third parties under any circumstances. ZealZag retains personal data only for as long as necessary to fulfill the purposes described in these Terms, unless a longer retention period is required or permitted by law.

EU/EEA Users: Fitness activity data is sensitive personal data under GDPR Article 9, processed under explicit consent (Article 9(2)(a)) and legitimate interest (Article 6(1)(f)). You may withdraw consent at any time. ZealZag transfers EU data to US servers under Standard Contractual Clauses (SCCs).

17A. Advertising, Analytics and Data Use

Advertising and Sponsored Content ZealZag may display advertisements and sponsored content on the platform. Such content may be based on general, non-personalized information such as the content you are viewing, your activity within the platform, or approximate location. By using the platform, you acknowledge that ZealZag may use certain information to operate, display, and measure content, features, and advertising. ZealZag does not sell personal data as defined under applicable law. However, we may share limited information with advertising and analytics partners to deliver and measure relevant content, in accordance with applicable law. Where applicable, ZealZag may use personal data and technologies to personalize advertising or content. Where required by law, ZealZag will implement appropriate consent or opt-out mechanisms for such personalization or tracking. Users may request to limit or withdraw consent to personalized advertising, where applicable, by contacting ZealZag at info@zealzag.com. ZealZag will respond to such requests in accordance with applicable law and may limit or adjust certain features or services as a result.

Data We Collect and Use ZealZag may collect and process information necessary to operate and improve the platform, including:

Account and profile information
Verification and identity-related information
Activity, content, and interactions within the platform
Approximate or precise location data, depending on use and permissions
Device, technical, and log information
Communications and support requests

Certain information may be considered sensitive under applicable law, including identity verification data, precise location, or biometric data. ZealZag processes such information only where necessary and in accordance with applicable legal requirements.

How We Use Data ZealZag uses information to:

Operate, maintain, and provide the platform
Facilitate user interactions and transactions
Ensure safety, security, and fraud prevention
Improve features, performance, and user experience
Display, personalize (where applicable), and measure content and advertising
Comply with legal obligations

Data Sharing ZealZag may share information with:

Service providers such as hosting, analytics, and payment processors
Advertising and analytics partners as described above
Other users as part of platform functionality
Legal authorities where required by law
Business partners in connection with platform services

Analytics and Technologies ZealZag may use analytics tools and similar technologies to measure engagement, improve the platform, and evaluate performance, including advertising effectiveness. Third-party partners may use their own technologies, including cookies or similar tools, subject to their own privacy policies. ZealZag does not control such third-party technologies and is not responsible for their practices.

User Rights and Control Users may request access to, correction of, or deletion of their personal data, or request to limit certain processing, by contacting ZealZag at info@zealzag.com, in accordance with applicable law.

Data Retention and Transfers ZealZag retains personal data only for as long as necessary to fulfill the purposes described in these Terms, unless a longer retention period is required or permitted by law. Your information may be transferred to and processed in countries outside your jurisdiction, including the United States, in accordance with applicable legal safeguards.

EU/EEA Users: You have the right to access, correct, delete, port, restrict, and object to processing of your personal data. Automated profiling or advertising personalization will be conducted only with appropriate legal basis. You may withdraw consent at any time by contacting info@zealzag.com.

California Users: California residents have additional rights under CCPA/CPRA including the right to opt out of sharing of personal information for cross-context behavioral advertising. Contact info@zealzag.com to exercise these rights.

18. User-Generated Contributions

When you create or make available Contributions including text, video, audio, photographs, activity data, experience reviews, and personal information, you represent and warrant that:

Your Contributions do not infringe any third-party intellectual property rights.
You own or have all necessary licenses and permissions to authorize ZealZag Corp. and other users to use your Contributions.
You have written consent from each identifiable individual in your Contributions.
Your Contributions are not false, inaccurate, or misleading.
Your Contributions do not misrepresent your athletic credentials, experience listings, coaching certifications, or activity data.
Your Contributions are not unsolicited advertising, spam, or unauthorized solicitation.
Your Contributions are not obscene, violent, harassing, libelous, or otherwise objectionable.
Your Contributions do not violate any applicable law, regulation, or rule.
Your Contributions do not violate the privacy or publicity rights of any third party.
Your Contributions do not include offensive comments connected to race, national origin, gender, sexual preference, or physical handicap.

19. Contribution License

By posting Contributions on the platform, you grant ZealZag Corp. an unrestricted, irrevocable, perpetual, non-exclusive, transferable, royalty-free, worldwide license to host, use, copy, reproduce, publish, archive, store, display, reformat, translate, and distribute your Contributions for any purpose related to operating and improving the ZealZag platform. You retain full ownership of your Contributions. ZealZag Corp. has the right to edit, redact, or delete any Contributions at any time without notice.

PART III — ORIGINATOR MODEL AND COMMERCE

20. Originator and Certified Coach Status

20.1 Originator Status — Independent Platform Users

Originators are independent third-party users of the ZealZag platform. They are not employees, agents, partners, joint venturers, or contractors of ZealZag Corp. Originators independently create, operate, and lead their own athletic experiences and use ZealZag solely as a marketplace to connect with Zaggers. ZealZag Corp. has no control over, and assumes no responsibility for, the conduct, quality, safety, or legality of any experience offered by an Originator. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZEALZAG DOES NOT GUARANTEE THE QUALITY, SUITABILITY, SAFETY, FITNESS, OR ABILITY OF ANY ORIGINATOR OR CERTIFIED COACH. THE ENTIRE RISK ARISING OUT OF YOUR USE OF THE SERVICES AND ANY ATHLETIC EXPERIENCE BOOKED THROUGH THE PLATFORM REMAINS SOLELY WITH YOU. ORIGINATORS AND CERTIFIED COACHES ARE NOT ACTUAL AGENTS, APPARENT AGENTS, OSTENSIBLE AGENTS, OR EMPLOYEES OF ZEALZAG CORP. IN ANY WAY. IF A DISPUTE ARISES BETWEEN YOU AND ANY ORIGINATOR, CERTIFIED COACH, OR ACCOMMODATION PROVIDER, YOU RELEASE ZEALZAG CORP. AND ITS AFFILIATES FROM LOSSES OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES.

20.2 Certified Coach Status

Certified coaches must hold valid, current certification in their declared sport discipline issued by a recognized sports governing body. ZealZag reserves the right to request proof of certification at any time. Certified coaches are subject to the same one-time onboarding fee as Originators as described in Section 12.4.

20.3 Verified Badge

ZealZag's Verified badge indicates completion of the platform's verification process only. It does not constitute an endorsement or warranty of the Originator's or coach's character, ability, competence, or suitability to lead any specific experience. ZealZag reserves the right to remove the Verified badge at any time.

21. Commission Structure and Payments

21.1 Standard Originator Commission

Standard Originators earn a commission rate of fifty percent (50%) on all verified bookings generated through their ZealZag referral links. ZealZag Corp. retains fifty percent (50%).

21.2 Founding Originator Commission

Founding Originators earn fifty percent (50%) from their first verified booking. Upon reaching ten (10) verified referral bookings, Founding Originators permanently qualify for sixty percent (60%) on all subsequent bookings. ZealZag Corp. retains forty percent (40%). This elevated rate is non-transferable, applies exclusively to the registered Founding Originator account, and remains in effect indefinitely provided the account is in good standing.

21.3 Founding Originator Rate Protection

If ZealZag Corp. reduces the standard Originator commission rate, Founding Originators who have achieved verified Founding status shall permanently retain a commission rate ten percentage points (10%) above the then-current standard rate. Example: if the standard rate decreases to 40%, Founding Originators receive 50%. This differential is permanent and non-transferable.

21.4 Commission Rate Changes

ZealZag Corp. may modify commission rates for new bookings upon thirty (30) days written notice. Earned and confirmed commissions will not be retroactively affected. The Founding Originator rate protection in Section 21.3 remains in effect regardless of future rate changes.

21.5 Anti-Fraud

Fraudulent, duplicate, self-generated, or manipulated bookings will not count toward the ten-referral Founding Originator threshold and may result in account suspension, permanent termination, and forfeiture of all pending commissions. ZealZag Corp. reserves the right to audit all referral bookings at any time.

22. Certified Coach Service Fee

22.1 Service Fee

ZealZag Corp. charges a service fee of seven percent (7%) on the gross revenue generated by certified coaches from events, sessions, clinics, camps, and any other coaching activities listed and booked through the ZealZag platform. This fee is deducted from the coach's earnings prior to payout. The coach receives ninety-three percent (93%) of the gross booking value. ZealZag Corp. retains seven percent (7%).

22.2 How the Service Fee Works

The coach independently sets their own pricing for all sessions and events listed on the ZealZag platform. When a Zagger books a coaching session or event, the total price set by the coach is charged to the Zagger. ZealZag Corp. deducts the seven percent (7%) service fee from the coach's gross booking revenue and remits the remaining ninety-three percent (93%) to the coach in accordance with the platform's payment schedule.

22.3 Service Fee Rate Changes

ZealZag Corp. reserves the right to modify the certified coach service fee upon thirty (30) days written notice to affected coaches. Confirmed and earned session revenue will not be retroactively affected by service fee changes.

22.4 No Additional Platform Fees

Beyond the one-time onboarding fee described in Section 12.4 and the seven percent (7%) service fee on bookings, ZealZag Corp. does not charge certified coaches any subscription fees, listing fees, monthly fees, or other recurring platform fees.

EXPERIENCE BOOKINGS — ORIGINATOR MARKETPLACE MODEL ZEALZAG CORP. IS NOT A PARTY TO ANY BOOKING OR TRANSACTION BETWEEN A ZAGGER AND AN ORIGINATOR OR CERTIFIED COACH. ALL EXPERIENCE BOOKINGS ARE FACILITATED BY ZEALZAG AS A TECHNOLOGY INTERMEDIARY ONLY.

23.1 How Experience Bookings Work

When a Zagger books an athletic experience through ZealZag, the booking is facilitated through the ZealZag platform via the Originator's referral link connected to ZealZag's tracking system. The Originator independently sets the terms, conditions, pricing, and requirements of each experience. ZealZag receives a referral commission and distributes the Originator's earned portion accordingly.

23.2 No Off-Platform Payments — Experiences

All experience bookings on ZealZag must be processed exclusively through the ZealZag platform. No direct payments between Zaggers and Originators or certified coaches are permitted outside the ZealZag platform unless explicitly authorized in writing by ZealZag Corp. ANY ATTEMPT BY AN ORIGINATOR OR CERTIFIED COACH TO SOLICIT OR ACCEPT DIRECT PAYMENT FROM A ZAGGER OUTSIDE THE ZEALZAG PLATFORM IS A VIOLATION OF THESE TERMS AND MAY RESULT IN IMMEDIATE ACCOUNT TERMINATION AND FORFEITURE OF ALL PENDING COMMISSIONS AND EARNINGS.

23.3 Originator Responsibility

The Originator is solely responsible for the organization, conduct, safety, legality, and quality of their athletic experience. ZealZag Corp. accepts no responsibility for any aspect of the experience itself. Zaggers book and participate entirely at their own risk.

HOTEL AND ACCOMMODATION BOOKINGS — AFFILIATE REFERRAL MODEL ZEALZAG CORP. IS NOT A PARTY TO ANY HOTEL OR ACCOMMODATION BOOKING. HOTEL BOOKINGS MADE THROUGH ZEALZAG REFERRAL LINKS ARE TRANSACTIONS EXCLUSIVELY BETWEEN THE ZAGGER AND THE ACCOMMODATION PROVIDER.

24.1 How Hotel Bookings Work

Hotel and accommodation recommendations on ZealZag are facilitated through a referral link system connected to direct hotel API integrations. When a Zagger books accommodation through a ZealZag referral link, the booking and payment are processed directly between the Zagger and the accommodation provider. ZealZag receives a referral commission from the accommodation provider based on a unique tracking identifier. ZealZag Corp. accepts no liability for booking disputes, cancellations, refunds, or incidents related to hotel reservations.

24.2 Pricing Transparency

All prices displayed through ZealZag hotel referral links are managed by the accommodation provider and subject to change.
ZealZag does not guarantee the accuracy of pricing, availability, or currency exchange rates.
Actual charges may vary due to currency fluctuations, taxes, and fees imposed by the accommodation provider.
Each booking will indicate whether a reservation is refundable, non-refundable, or subject to penalties as determined by the accommodation provider.

24.3 Hotel Disputes

Disputes regarding hotel bookings must be directed to the accommodation provider. Users may contact info@zealzag.com for mediation assistance. ZealZag is not obligated to provide refunds for hotel transactions processed by accommodation providers.

EU/EEA Users: EU consumer protection laws may provide additional rights regarding chargebacks and refunds for online bookings.

25. No Off-Platform Payments

ALL BOOKINGS AND TRANSACTIONS FACILITATED THROUGH ZEALZAG MUST OCCUR THROUGH THE ZEALZAG PLATFORM. ZEALZAG CORP. STRICTLY PROHIBITS ANY PAYMENT, ARRANGEMENT, OR AGREEMENT BETWEEN ZAGGERS AND ORIGINATORS, CERTIFIED COACHES, OR ANY OTHER PLATFORM USER THAT CIRCUMVENTS OR BYPASSES THE ZEALZAG PLATFORM. This prohibition applies to all forms of direct payment including cash, bank transfers, third-party payment apps, cryptocurrency, barter, or any other compensation outside the ZealZag platform. The only exception is hotel and accommodation payments processed directly between Zaggers and accommodation providers through ZealZag's hotel API referral links as described in Section 24. Violations by Originators or certified coaches will result in immediate account termination and forfeiture of all pending commissions and earnings.

26. AIrline Discounts and Partner Offers

ZealZag may from time to time make available airline discounts, promotional codes, or travel offers from third-party airline partners. Any such discounts are subject exclusively to the terms, conditions, restrictions, and expiration policies of the issuing airline. ZealZag accepts no liability for expired, forfeited, or non-transferable discounts; airline policy changes; booking fees or fare differences; or any unused balance. All airline discounts have no cash redemption value and may not be sold or transferred unless permitted by the issuing airline.

27. Cancellations and Refunds

Each accommodation provider and Originator sets their own cancellation and refund policy. Users are responsible for reviewing all cancellation policies before confirming any booking. Users may contact ZealZag support at info@zealzag.com for mediation assistance. ZealZag is not obligated to provide refunds for bookings made through third-party providers.

EU/EEA Users: EU consumers may have a 14-day cooling-off period for certain online purchases under the EU Consumer Rights Directive. This right may not apply to accommodation or experience bookings for specific dates.

PART IV — SAFETY AND TRAVEL

28. Complete Travel and Stay Liability Disclaimer

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZEALZAG CORP., ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS ARE NOT RESPONSIBLE OR LIABLE FOR ANY INCIDENT, ACCIDENT, INJURY, DEATH, ILLNESS, PROPERTY DAMAGE, THEFT, LOSS, CRIME, NATURAL DISASTER, CIVIL UNREST, ACTS OF TERRORISM, FORCE MAJEURE EVENTS, OR ANY OTHER OCCURRENCE WHATSOEVER THAT TAKES PLACE DURING A ZAGGER'S TRAVEL TO, FROM, OR STAY AT ANY DESTINATION BOOKED, PLANNED, RECOMMENDED, OR FACILITATED THROUGH THE ZEALZAG PLATFORM. THIS LIMITATION APPLIES REGARDLESS OF WHETHER THE INCIDENT OCCURS: (I) DURING AN ATHLETIC EXPERIENCE LED BY AN ORIGINATOR OR CERTIFIED COACH; (II) AT A HOTEL OR ACCOMMODATION BOOKED THROUGH A ZEALZAG REFERRAL LINK; (III) DURING INDEPENDENT TRAVEL ARRANGED BY THE ZAGGER IN CONNECTION WITH A PLATFORM BOOKING; (IV) BEFORE, DURING, OR AFTER A SCHEDULED EXPERIENCE; OR (V) AS A RESULT OF ACTIONS OR OMISSIONS OF ANY ORIGINATOR, CERTIFIED COACH, ACCOMMODATION PROVIDER, LOCAL GUIDE, OR ANY OTHER THIRD PARTY. ZEALZAG IS A TECHNOLOGY PLATFORM ONLY. IT DOES NOT ACCOMPANY, SUPERVISE, MONITOR, OR MANAGE ZAGGERS AT ANY POINT DURING THEIR TRAVEL OR STAY. ZEALZAG HAS NO PHYSICAL PRESENCE AT ANY EXPERIENCE LOCATION, HOTEL, OR DESTINATION. THE ZAGGER ASSUMES FULL AND SOLE RESPONSIBILITY FOR THEIR PERSONAL SAFETY, HEALTH, CONDUCT, AND DECISIONS THROUGHOUT ANY TRIP PLANNED OR BOOKED THROUGH THE PLATFORM. To be absolutely clear: ZealZag Corp. and its affiliates are not an insurance provider, travel supervisor, emergency service, or guarantor of any kind. If something goes wrong during your trip — whether related to the experience, accommodation, destination, transportation, weather, civil conditions, or any other circumstance — ZealZag Corp. and its affiliates bear no legal or financial responsibility. Zaggers are strongly advised to obtain comprehensive travel insurance before booking any experience through the platform. NOTHING IN THIS SECTION SHALL LIMIT ZEALZAG CORP.'S LIABILITY TO THE EXTENT SUCH LIMITATION IS NOT PERMITTED UNDER THE LAWS GOVERNING THESE TERMS.

EU/EEA Users: Nothing in this section limits ZealZag's liability for death or personal injury caused by ZealZag's own negligence or any other liability that cannot be excluded under applicable EU consumer protection law.

29. Athletic Experience Disclaimer

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOUR USE OF THE SERVICES AND ANY ATHLETIC ACTIVITIES DONE PURSUANT TO YOUR USE OF THE SERVICES IS AT YOUR OWN RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY INJURY, DAMAGE, OR LOSS TO YOU OR ANY OTHER PARTY RESULTING THEREFROM. All athletic activities carry inherent risks including physical injury, illness, extreme weather, altitude sickness, drowning, falls, and accidents. By booking an experience through ZealZag, you acknowledge and accept these risks and agree that ZealZag Corp. and its affiliates are not liable for any harm, injury, death, or loss arising from your participation. ANY INFORMATION SHARED VIA THE SERVICES INCLUDING ACTIVITY DATA, PERFORMANCE METRICS, AND TRAINING RECOMMENDATIONS IS FOR EDUCATIONAL AND ENTERTAINMENT PURPOSES ONLY AND IS NOT MEDICAL OR PROFESSIONAL ADVICE. ZEALZAG DOES NOT ASSUME RESPONSIBILITY FOR THE INSPECTION, SUPERVISION, PREPARATION, OR CONDUCT OF ANY RACE, CONTEST, CHALLENGE, EVENT, OR GROUP ACTIVITY THAT UTILIZES THE SERVICES.

30. Originator Experience Waiver

Originators and certified coaches are strongly advised to require all participating Zaggers to sign a liability waiver prior to joining any athletic experience addressing at minimum: assumption of inherent risks; physical fitness and health acknowledgment; emergency contact information and medical conditions disclosure; photographic and video consent; and release of liability for the Originator, certified coach, and ZealZag Corp. ZealZag Corp. is not responsible for an Originator's or coach's failure to obtain a signed waiver. The absence of a waiver does not affect the limitations of liability in these Terms. Waiver templates provided by ZealZag are for reference only and do not constitute legal advice.

31. Travel Insurance

ZealZag strongly recommends that all Zaggers obtain comprehensive travel insurance prior to booking any experience or accommodation covering at minimum: trip cancellation, medical evacuation, personal injury, emergency repatriation, and adventure sports activities. ZealZag may from time to time recommend third-party travel insurance providers for informational purposes only. This does not constitute an endorsement or partnership. ZealZag accepts no liability for any insurance claim, denial, dispute, or for losses that would have been covered by comprehensive travel insurance.

32. Geolocation and Location Safety Disclaimer

ZealZag's map-first architecture provides geolocation features, GPS-based activity tracking, and location-based experience discovery for informational purposes only. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZEALZAG CORP. DOES NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY GEOLOCATION DATA, MAP INFORMATION, ROUTE DATA, OR LOCATION-BASED FEATURE PROVIDED THROUGH THE PLATFORM. ZEALZAG IS NOT RESPONSIBLE FOR HOW USERS INTERPRET, RELY ON, OR ACT UPON ANY LOCATION-BASED INFORMATION. You accept all risks associated with the use of geolocation features. You are responsible for the public nature of your Content including GPS routes and activity maps if you do not mark it as private.

EU/EEA Users: Location data is personal data under GDPR processed under legitimate interest. You may request restriction of location data processing through your account settings.

33. Artificial Intelligence

ZealZag may use artificial intelligence ("AI") and machine learning ("ML") to enhance athlete matching, experience discovery, verification, and platform improvement. AI technologies have known and unknown risks and may make mistakes. You use AI features at your own risk. ZealZag's use of algorithms does not constitute a guarantee or warranty of any kind.

EU/EEA Users: You have the right not to be subject to solely automated decision-making producing legal or significant effects under GDPR Article 22. You may request human review of any automated decision by contacting info@zealzag.com.

PART V — LEGAL COMPLIANCE

34. Warranty

34.1 Licensor warrants that the Licensed Application is free of spyware, viruses, and malware at the time of download and works as described in the user documentation. 34.2 No warranty is provided for the Application that has been modified, mishandled, or used with incompatible hardware or software. 34.3 You must inspect the Application immediately after installation and notify ZealZag Corp. of issues at info@zealzag.com within ninety (90) days of discovery. 34.4 If a defect is confirmed, ZealZag Corp. will remedy the situation by solving the defect or substitute delivery. 34.5 For entrepreneurs, fault claims expire after twelve (12) months. Statutory limitation periods apply for consumers.

35. Product Claims

ZealZag Corp., and not Apple or Google, is responsible for addressing any claims relating to the Licensed Application including: product liability claims; claims that the Application fails to conform to any applicable legal requirement; and claims under consumer protection or privacy legislation, including in connection with HealthKit, HomeKit, or other Apple or Google health and fitness frameworks.

36. Legal Compliance

You represent and warrant that You are not located in a country subject to a US Government embargo or designated as a "terrorist supporting" country, and that You are not listed on any US Government list of prohibited or restricted parties. ZealZag operates as a global platform and is committed to complying with applicable data protection and privacy laws in all jurisdictions where the platform operates.

37. Intellectual Property Rights and DMCA

37.1 ZealZag Intellectual Property

All ZealZag intellectual property including its Map-First Social Network architecture, Verification Logic Gate, Conversion Loop, Originator mechanics, server-side booking attribution system, trademarks, logos, and brand assets remains the exclusive property of ZealZag Corp. protected under applicable patent, copyright, and trademark law.

37.2 DMCA Copyright Infringement Claims

If you believe materials hosted by ZealZag infringe your copyright or trademark rights, send a notice to info@zealzag.com including: authorized signature; identification of the copyrighted work; identification of the infringing material; your contact information; a good-faith belief statement; and a statement of accuracy under penalty of perjury. ZealZag Corp., not Apple or Google, is solely responsible for intellectual property infringement claims related to the Licensed Application.

38. Suspension, Termination and Appeals

ZealZag may suspend, restrict, or terminate any account, remove content, or revoke any verification status at its sole discretion, including where ZealZag reasonably believes that a user has violated these Terms, engaged in misconduct, fraud, or unlawful activity, or where such action is necessary to protect the platform, its users, or third parties. ZealZag reserves the right to take such action immediately and without prior notice where necessary for safety, security, or legal compliance. Where reasonably practicable, ZealZag may provide notice of the action taken and a general description of the reason for such action. ZealZag is not obligated to disclose specific evidence, internal processes, or security-related information. Users may submit a written appeal within fourteen (14) days of the action by contacting ZealZag through info@zealzag.com. The appeal must include any relevant information or evidence supporting the user's position. ZealZag will review appeals in good faith; however, all decisions remain within ZealZag's sole discretion, and submission of an appeal does not guarantee reinstatement of any account, content, or verification status. ZealZag shall not be liable for any suspension, restriction, termination, or related action taken in accordance with these Terms. Termination may result in forfeiture of all pending unconfirmed commissions and earnings.

EU/EEA Users: ZealZag will provide notice of account termination where required by applicable EU law. The 14-day appeal period applies as a minimum in EU jurisdictions.

39. Third-Party Terms and Beneficiary

ZealZag Corp. will comply with applicable third-party terms of agreement when using the Licensed Application. Both Apple and Google and their subsidiaries shall be third-party beneficiaries of this End User License Agreement with the right to enforce it against You. ZealZag integrates with third-party platforms including Strava, Garmin, Apple Watch, Wahoo, and hotel and accommodation APIs. Users must comply with the terms of all connected third-party services. ZealZag is not responsible for the terms, policies, or conduct of any third-party platform.

40. Global Data Protection and Jurisdiction

ZealZag processes personal data in accordance with applicable data protection laws in the jurisdictions where it operates. Where no specific data protection law applies, ZealZag applies commercially reasonable data protection practices consistent with widely recognized principles such as data minimization, purpose limitation, and security safeguards.

40.1 United States — CCPA and State Privacy Laws

For California users, ZealZag complies with the CCPA and California Privacy Rights Act (CPRA). California residents have the right to know what personal data is collected, request deletion, correct inaccuracies, and opt out of the sale or sharing of personal information. ZealZag does not sell user personal data. For users in other US states with enacted privacy laws including Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Texas, and others, ZealZag complies with applicable state privacy legislation. US Users: By agreeing to these Terms you are waiving your right to seek relief in a court of law and your right to a jury trial. A binding arbitration agreement and class action waiver apply. See Section 15.

40.2 European Union and EEA — GDPR

ZealZag complies with the General Data Protection Regulation (GDPR) for EU/EEA users. EU users have the right to access, correct, delete, and port their personal data. Fitness activity data is sensitive personal data processed only with explicit consent. EU users may withdraw consent at any time without affecting prior processing. ZealZag transfers EU data to US servers under Standard Contractual Clauses (SCCs) approved by the European Commission. EU users are not subject to US arbitration and may bring claims before courts in their EU Member State or under the EU Digital Services Act framework.

40.3 United Kingdom — UK GDPR

ZealZag complies with UK GDPR and the Data Protection Act 2018. UK users have equivalent rights to EU users described in Section 40.2. UK disputes are governed by the laws of England and Wales.

40.4 Australia — Privacy Act

ZealZag complies with the Privacy Act 1988 and the Australian Privacy Principles (APPs). ZealZag will notify Australian users of eligible data breaches within the timeframe required by the Notifiable Data Breaches scheme. Australian disputes are governed by the laws of New South Wales. Nothing in these Terms excludes rights under the Australian Consumer Law.

40.5 Canada — PIPEDA

ZealZag complies with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation including Quebec's Law 25. Canadian users have the right to access and correct their personal data and to withdraw consent for data processing.

40.6 India — DPDPA

ZealZag complies with India's Digital Personal Data Protection Act (DPDPA) 2023. Indian users have the right to access, correct, and erase their personal data.

40.7 Japan — APPI

ZealZag complies with Japan's Act on the Protection of Personal Information (APPI) as amended. ZealZag obtains explicit consent for cross-border data transfers from Japanese users.

40.8 South Korea — PIPA

ZealZag complies with South Korea's Personal Information Protection Act (PIPA). Korean users have the right to access, correct, delete, and suspend processing of their personal data. ZealZag obtains explicit consent for cross-border data transfers from Korean users.

40.9 Singapore — PDPA

ZealZag complies with Singapore's Personal Data Protection Act (PDPA) 2012 as amended. ZealZag will notify the Personal Data Protection Commission of data breaches in accordance with the Mandatory Data Breach Notification obligation.

40.10 United Arab Emirates — PDPL

ZealZag complies with the UAE Federal Personal Data Protection Law (PDPL) as well as the separate data protection regimes applicable in the Dubai International Financial Centre (DIFC) and Abu Dhabi Global Market (ADGM) where relevant.

40.11 Saudi Arabia — PDPL

ZealZag complies with Saudi Arabia's Personal Data Protection Law (PDPL) enforced since September 2024. Cross-border transfers of personal data from Saudi Arabia require prior approval in accordance with applicable regulations.

40.12 South Africa — POPIA

ZealZag complies with South Africa's Protection of Personal Information Act (POPIA). ZealZag will notify the Information Regulator and affected data subjects of any data breaches in accordance with POPIA requirements.

40.13 Sub-Saharan Africa

ZealZag complies with applicable data protection legislation across Sub-Saharan Africa including Nigeria's Data Protection Act (NDPA 2023), Kenya's Data Protection Act (2019), and applicable legislation in Ghana, Uganda, Zimbabwe, Botswana, and other jurisdictions with enacted data protection laws. For jurisdictions currently developing data protection legislation, ZealZag applies widely recognized data protection principles as a baseline standard.

40.14 Southeast Asia

ZealZag complies with applicable data protection legislation across Southeast Asia including Thailand's Personal Data Protection Act (PDPA 2022), Indonesia's Personal Data Protection Law (2022), the Philippines' Data Privacy Act (2012), and Malaysia's Personal Data Protection Act (PDPA 2010). For other Southeast Asian jurisdictions, ZealZag applies applicable local privacy laws and recognized data protection principles where no specific legislation exists.

40.15 North America — Mexico

For users in Mexico, ZealZag complies with Mexico's Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP, 2010) and its regulations. Mexican users have ARCO rights — Access, Rectification, Cancellation, and Objection — regarding their personal data.

40.16 Central America

For users in Panama, ZealZag complies with Panama's Law 81 on Personal Data Protection (2019). For users in Costa Rica, ZealZag complies with the Law on Protection of Persons Regarding Treatment of Personal Data No. 8968 (2011). For users in Guatemala, Honduras, El Salvador, Nicaragua, and Belize, ZealZag respects applicable constitutional privacy rights and fundamental rights of individuals in those jurisdictions.

40.17 South America

ZealZag complies with the following data protection laws applicable to South American users:

Brazil: Lei Geral de Protecao de Dados (LGPD, 2018). Brazil has recognized data protection as a fundamental constitutional right.
Argentina: Personal Data Protection Law No. 25,326 (2000). Argentina holds EU adequacy status recognized since 2003.
Colombia: Law 1581 on Personal Data Protection (2012) and Decree 1377 (2013). Colombian users have ARCO rights.
Chile: Personal Data Protection Law (reformed 2024, GDPR-aligned).
Peru: Personal Data Protection Law No. 29,733 (2011) and regulations effective March 30, 2025.
Uruguay: Law on Protection of Personal Data No. 18,331 (2008). Uruguay holds EU adequacy status.
Ecuador: Organic Law on Personal Data Protection (2021).
Paraguay, Venezuela, Bolivia: ZealZag respects applicable constitutional habeas data rights and fundamental privacy rights.

40.18 Caribbean

For users in the Caribbean including the Dominican Republic, Jamaica, Trinidad and Tobago, Puerto Rico, Bermuda, and other Caribbean jurisdictions, ZealZag complies with applicable local privacy laws including Bermuda's Personal Information Protection Act (PIPA, effective January 2025) and respects constitutional privacy rights in jurisdictions where no specific data protection legislation currently exists.

40.19 Middle East and North Africa

Beyond the UAE and Saudi Arabia provisions above, ZealZag complies with applicable data protection legislation across the MENA region including Israel's Privacy Protection Law (EU adequacy recognized), Egypt's Personal Data Protection Law, Morocco's Law 09-08 on Personal Data Protection, and Turkey's Personal Data Protection Law (KVKK). For other MENA jurisdictions, ZealZag applies widely recognized data protection principles as a baseline standard.

40.20 Global Compliance

For any jurisdiction not specifically addressed in Sections 40.1 through 40.19: where a jurisdiction has enacted data protection legislation, ZealZag complies with the applicable national law; where a jurisdiction has draft legislation pending, ZealZag applies the principles of that draft as a good faith compliance standard; where no legislation exists, ZealZag applies commercially reasonable data protection practices consistent with widely recognized principles of data minimization, purpose limitation, and security safeguards.

41. Miscellaneous

No joint venture, partnership, employment, or agency relationship exists between you and ZealZag Corp. Originators and certified coaches are independent third-party platform users and not employees, agents, or partners of ZealZag Corp. These Terms make up the entire agreement between you and ZealZag Corp. If any provision is found invalid, remaining provisions continue in full force. Invalid terms will be replaced by valid ones reflecting the original intent. You may not assign your rights under these Terms without prior written consent from ZealZag Corp. ZealZag Corp. may assign its rights in connection with a merger, acquisition, or sale of assets. ZealZag Corp.'s notice to you via email or platform posting constitutes acceptable notice under these Terms.

42. Contact Information

ZealZag Corp. | 8626 Sandberry Blvd, Orlando, FL 32819, United States info@zealzag.com | www.zealzag.com

43. Updating These Terms

ZealZag Corp. reserves the right to update these Terms at any time. We will notify you in advance of material changes via email or platform posting. Continued use of the Services after notice constitutes acceptance of the modified Terms. If modified Terms are not acceptable, you must cease using the Services and delete your account.

EU/EEA Users: Material changes will be communicated with at least 15 days advance notice. You have the right to terminate your account without penalty if you do not agree to the modified Terms.